SecureDesigns® Variable Annuity Rates

  • The Fixed Account may not be available in all states.
  • If rates fall below the Guaranteed Minimum Interest Rate (GMIR), the GMIR will be the rate credited for funds allocated to the Fixed Account.

1Rates apply to contracts without Riders. Rates for contracts with Riders are reduced by the amount of the Rider charge.

Rates may be changed at any time without notice, and the rates set forth herein may not be available at the time of purchase. For product rate history call our Service Center at 800.888.2461. For product information, visit our product page.

Effective Date:07/01/2024 Empty th for screen readers
Product/Contract Value Current Rate
Less than $25,000* 3.00%
$25,000 to $99,999* 3.15%
$100,000 or more* 3.25%
DCA+ (6 Month) Less than $25,000* 4.75%
DCA+ (6 Month) $25,000 to $99,999* 4.90%
DCA+ (6 Month) $100,000 or more* 5.00%
DCA+ (12 Month) Less than $25,000* 1.00%
DCA+ (12 Month) $25,000 to $99,999* 1.00%
DCA+ (12 Month) $100,000 or more* 1.00%
Guaranteed Minimum Interest Rate 3.00%

The DCA+ must be established on a contract when it is issued. Once the DCA+ ceases, it cannot begin again. The actual effective rate will be less than these amounts because the DCA+ account will be depleted over the 12- or 6-month period. Annual effective yields are used to calculate the return on investment, but do not reflect the funds a customer will receive. Funds in a DCA account must be transferred into other accounts using a schedule of equal payments over a set time period.

Dollar cost averaging does not ensure a profit or provide protection against loss. An investor should consider the ability to continue purchasing through periods of low price levels.

You should carefully consider the investment objectives, risks, charges, and expenses of the investment options available under the variable annuities offered. You may obtain a prospectus and/or summary prospectus that contains this and other information about the investment options or variable annuity by calling our Service Center at 800.888.2461. You should read the prospectus and/or summary prospectus carefully before investing. Investing in variable annuities involves risk and there is no guarantee of investment results.


Annuities are long-term investments, suitable for retirement investing. The investment return and principal value of an investment in a variable annuity will fluctuate and you may have a gain or loss at redemption. Guarantees provided by annuities are subject to the financial strength of the issuing insurance company. Annuities are not FDIC or NCUA/NCUSIF insured; are not obligations or deposits of, and are not guaranteed or underwritten by any bank, savings and loan or credit union or its affiliates; are unrelated to and not a condition of the provision or term of any banking service or activity.

The SecureDesigns Variable Annuity, form V6029, is a flexible purchase payment deferred variable annuity issued by Security Benefit Life Insurance Company (SBL) and distributed by Security Distributors, a subsidiary of SBL. SBL is a subsidiary of Security Benefit Corporation (Security Benefit).