At a glance
123As an investment-oriented variable annuity, EliteDesigns may help solve for wealth accumulation challenges over the long term.
- Designed for the fee-based adviser
- Build an investment portfolio tailored to your client’s risk profile and financial goals from more than 300 underlying investment options, including alternative strategies. Or, choose from one of our Target Portfolios by Mesirow.
- Lower product costs paired with tax-deferred portfolio growth may help your clients accumulate wealth faster than in traditional variable annuities.
- Optional return of premium death benefit rider1
Your clients may benefit from tax-advantaged annuity payments with EliteDesigns’ free Fixed Period Annuity Option - without your clients having to sacrifice control over their contract.
Use our Fixed Period Annuity Option calculator to run hypothetical scenarios to see if your clients could receive more after-tax income earlier in retirement.2
Return on investment, inflation and taxes are three significant variables when it comes to achieving investment success. The EliteDesigns Variable Annuity, designed for fee-based advisers, may help address these challenges.
1Provides beneficiaries the greater of the return of Purchase Payments (less withdrawals and premium tax) or the current Contract Value if the contract holder dies before annuity payments have begun, or prior to the payout phase. This feature protects the death benefit from any downside risk from the underlying fund selections. Owners must be age 80 or younger at the time of purchase. This Rider must be selected at the time of contract purchase. 0.35% annual charge.
2A combination of adverse investment performance, additional withdrawals and contract fees may reduce the payout amount. This option is not available in New York. Keep in mind this is one of a number of annuity options available under the EliteDesigns Variable Annuity and your personal situation depends on various factors including applicable tax consequences of purchasing, owning, and receiving payments under the EliteDesigns Fixed Period Annuity Option.
For more information (including financial professional fact sheets and resources), contact your dedicated Sales Team.
We’re here to help your clients To and Through Retirement®.