Blueprint Annuity

At a glance

Product name: Blueprint Annuity
Product type
Fixed Index Annuity
Minimum purchase
$10,000
Account type(s):
IRA
Non-qualified
Roth IRA
SEP IRA
Cost
N/A
Surrender charges
3-year; 5-year
Strategy
3 Index Accounts + 2 Fixed Account options
Not available in New York.
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Flexible. Shorter terms. Zero market risk.

Key features

Blueprint Annuity is a fixed index annuity designed to give your clients the certainty they need in an uncertain market, but with the earning potential they deserve. With guaranteed fixed account rates and index account cap periods, 3- and 5-year surrender charge periods, and the option for no renewal rate uncertainty, it's a straightforward alternative to CDs and money market accounts. 

  • Guaranteed Fixed Account Rates and Index Account Caps (optional): No annual renewal rate concerns and a 0% floor. Your clients' principal is protected from market loss.
  • Greater Earning Potential: Interest crediting based on part of the S&P 500® performance offers the potential to earn more than traditional fixed income strategies.
  • Flexible 3- and 5- year Surrender Charge Periods: Shorter commitments that let you tailor solutions to a wider range of client needs.
  • Free 10% Annual Withdrawals (beginning the 2nd contract year): Provide clients access to their money without penalty, adding liquidity that traditional CDs can't match.

 

 Download Rate Sheet

State Variations

 

Crediting Strategies

IndicesIndex Crediting Strategies

S&P 500®

Annual Point to Point Index Account with Cap
Annual Point to Point Index Account with 3- or 5- year Guarantee Period Cap
Annual Point to Point Index Account with Trigger Rate

Blueprint Resources

Annuity Comparison for Savers Thumbnail
 
BLUEPRINT COMPETITIVE ADVANTAGE

Discover how Blueprint Annuity stands out in a crowded FIA market by offering short terms, guaranteed rates and caps, and straightforward index account strategies.

 

Download Annuity Comparison for Savers

Foundations Resources Thumbnail
 

For additional Blueprint materials, visit our Resource Page.

Blueprint Resources

Before Selling Blueprint

  1. Check with your Broker-Dealer to see if Blueprint is approved
  2. Get Appointed with Security Benefit
  3. Complete Product Training
Would You Like More Information?

For more information (including financial professional fact sheets and resources), contact your dedicated Sales Team.

We’re here to help your clients To and Through Retirement®.

Application
Rates
Effective Date: 06/22/2026 Empty th for screen readers Empty th for screen readers
Index Accounts with Caps 3-yr 5-yr
S&P 500® Annual Point to Point with Guarantee Period Cap 7.75% 9.00%
S&P 500® Annual Point to Point 8.00% 9.25%
Index Account with Trigger Rate
S&P 500® Annual Point to Point Index Account 6.50% 7.25%
Fixed Account
Fixed Account with Guarantee Period Rate* 4.60% 5.00%
1-yr Fixed Account 4.00% 4.25%
Guaranteed Minimum Interest Rate 1.75%

FINANCIAL PROFESSIONAL USE ONLY

The Security Benefit Blueprint Annuity, issued in most states on form ICC25 6100 (6-25), is a single purchase payment deferred fixed index annuity issued by Security Benefit Life Insurance Company. In Idaho, the Blueprint Annuity is issued on form ICC25 6100 (6-25). Product features, limitations, and marketing materials vary by state and/or distribution firm and may not be available in certain states or through certain distribution firms.

10% Free Withdrawals available after 1st Contract Anniversary. Withdrawals may be subject to ordinary income tax and, if made before age 59½, may incur a 10% IRS penalty.

Fixed index annuities are not stock market investments and do not directly participate in any equity, bond, other security, or commodities investments. Unless otherwise indicated, indices do not include dividends paid on the underlying stocks and therefore do not reflect the total return of the underlying stocks. Neither an index nor any fixed index annuity is comparable to a direct investment in the equity, bond, other security, or commodities markets.

Guarantees provided by annuities are subject to the financial strength of the issuing insurance company. Annuities are not FDIC or NCUA/NCUSIF insured; are not obligations or deposits of and are not guaranteed or underwritten by any bank, savings and loan, or credit union or its affiliates; and are unrelated to and not a condition of the provision or term of any banking service or activity.

S&P 500® Disclosure: The “S&P 500” is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and have been licensed for use by Security Benefit Life Insurance Company (SBL). S&P®, S&P 500®, US 500, The 500®, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”), and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by SBL. The Blueprint Annuity is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of purchasing the Blueprint Annuity nor do they have any liability for any errors, omissions, or interruptions of the S&P 500.

SB-10070-84  |  2026/06/26