1 In AK, IN, ME, MN, MO, NH, NJ, NV, OH, OR, PA, SC, TX, UT and WA, the bonus is 5.5%; in CA the bonus is 7%; in CT and DE, the bonus is 2%.
2 Availability varies by state.
3 For the first 10 Contract Years, as long as Lifetime Annual Income is not taken and the Ownere has not reached age 85, the Benefit Base increases by at least 6.5% on each Contract Anniversary.
4 If the Covered Person (or if applicable, the Joint Covered Person) becomes unable to perform at least two of the six basic activities of daily living, the GLWB doubles the Lifetime Withdrawal Rate for up to five years, without affecting the Lifetime Annual Income after the 5 year period. After the 5 year period, the Lifetime Withdrawal Rate used to calculate Lifetime Annual Income will revert to the original Lifetime Withdrawal Rate.