Product features vary by state, including but not limited to the Nursing Home Waiver and Terminal Illness Waiver.
View these tables to determine which RateTrack® features are available in each state. Surrender charge schedules are also listed below.
Not available for sale in New York.
|States||Base Product||Nursing Home and
Terminal Illness Waivers
|AK, AL, AR, AZ, CO, CT, DE, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, ME, MI, MD, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY||No||Yes|
|MA||No||Terminal illness waiver only|
|NJ||No||Nursing home waiver only|
Surrender Charge Schedule for all States
|Interest Rate Guarantee Period||During Initial and Subsequent Guarantee Period|