Should Your Clients Do a Roth Conversion?

When helping your clients plan for retirement, they often face a choice: traditional pre-tax accounts or after-tax Roth accounts. Deciding which is better depends on your client's financial goals and tax strategy.

More people are choosing to convert their traditional IRA or 401(k) to a Roth IRA, recognizing the potential long-term benefits of tax-free withdrawals in retirement. Roth IRA conversions can be a strategic move, depending on individual financial goals and tax considerations.

Are you discussing Roth IRA conversions with your clients? We've created educational tools to help you navigate these conversations and support your clients in making informed decisions. This resource kit is designed to give you the InspIRAtion you need for productive discussions.

You can access these resources below! We've also published an article, "Is a Roth Conversion Right for You?" Feel free to share it with your clients—just click "Email Your Clients" to open a pre-filled email with the article link.

Read the Client Guide 

Related Value-Add Marketing Resources

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Your Guide to Converting to a Roth IRA

A brochure for your clients on converting to Roth IRAs.

Download the Brochure >

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Should I convert to a Roth IRA? 

You or your clients can use this calculator to create a projection of what would happen if you converted a Roth this year or later. 

Calculate a Roth Conversion >

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 Share "Should You Do a Roth Conversion?" with your clients.     

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FINANCIAL PROFESSIONAL USE ONLY

Neither Security Benefit nor its affiliates are fiduciaries and the information provided is not intended to be investment advice. This information is general in nature and intended for use with the general public. For additional information, including any specific advice or recommendations, please visit with your financial professional.

Services are offered through Security Distributors, an indirect subsidiary of SBL Holdings, Inc. (Security Benefit).

Security Benefit, its affiliates and subsidiaries, and their respective employees, representatives, do not provide tax, accounting, or legal advice. Any statements contained herein concerning taxes were not intended as and should not be construed as tax advice, nor should they be used for the purpose of avoiding federal, state, or local taxes and/or tax penalties. Please seek independent tax, accounting or legal advice.

SB-10062-08 | 2025-02-10