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Some life carriers reported operating margins of 20% or greater, while others' margins plunged into negatives.

David Byrnes, Head of Distribution, lent his expertise in annuities for a GOBankingRates article.

Sales of multi-year guaranteed annuities accounted for about 37% of individual annuity sales. David Byrnes, chief distribution officer at Security Benefit, expects worries about the presidential transition and the geopolitical situation to help keep MYGA sales strong.