Diversify Your Pie
With Foundations Annuity
Accumulation Potential Without the Downside Risk
If risk wasn't a factor, would you build your portfolio on a single strategy? Or would you diversify into asset classes with greater accumulation potential, knowing you couldn't lose?
Foundations, a fixed index annuity, already diversifies your client's retirement portfolio by taking market loss off the table. Now, with 16 crediting strategies from which to choose, you can build more robust allocations to optimize accumulation potential.
New Trigger Rate Strategy Offers Simplicity
If you're looking to expand on a traditional Cap strategy, your clients can now opt for a Trigger Rate strategy based on the S&P 500®. Simply put, if the performance of the S&P 500 is 0% or higher during the Index Term, your client will receive the stated Trigger rate.
![]() | Take a look at the strategy's 20-yr hypothetical performance and how the crediting strategy works within Foundations.
Download S&P 500 Trigger Rate Strategy At A Glance Note: Trigger Rate Strategy not available in Florida. |
New Asset Classes From Which To Choose
If you want to allocate FIA dollars similar to your managed money strategies, our latest index additions can help. We've added three new Annual Point to Point w/ Cap strategies based on well-known indices representing international, tech, and small-cap asset classes.
Learn more about each of the newest indices and the 20-yr hypothetical performance of their crediting strategies within Foundations.
Download MSCI EAFE (International Equities) Index Account At a Glance
Essential Index Account Resources

Index Comparison Guide
A range of crediting strategies can spread out your clients potential for accumulation. This guide provides a snapshot of the indices within Foundations, as well as the crediting strategies associated with each.

When Is Zero Your Hero?
Help your clients understand the advantages of zero market risk in Foundations by reviewing hypothetical interest credits for each of the Annual Point to Point index accounts within Foundations.

Current Rates
Check today's rates for Foundations Annuity.
Visit the Foundations product page for more information and index performance data.