Top Banner Resources

IRAs

 

Only 10% of today's private-sector workers can count on retiring with a pension which used to be a standard of most people's retirement plan1. A pension and Social Security may not replace all income during retirement. This means you have to take charge and plan to ensure you retire well - 4 out of 10 (or, 49 million) U.S. households are answering this challenge with an IRA!2

 

Security Benefit provides you a one-stop resource for all things IRA - from educational materials to products that are ideal investments within an IRA!

 

Let us help you meet your retirement goals with products that offer flexibility, options, and professional investment management. Plus, we have free materials you can use to explore IRA concepts. Call our Service Center at 800.888.2461 with any questions or for more information.

 

Security Benefit offers:

 

  • Traditional IRA - Tax-deferred accumulation for retirement and tax-deductible contributions
  • Rollover IRA - Tax-deferred earnings and qualified withdrawals without penalty
  • Roth IRA - Tax-deferred accumulation and tax-free withdrawals for retirement, contributions are after-tax
  • SEP IRA - An individual retirement account, similar to a traditional IRA, that is set up on behalf of each employee
  • SIMPLE IRA - A Savings Incentive Match Plan for Employees where both employees and employers can make contributions

 

Education Materials:

 

 

Call our Service Center at 800.888.2461 with any questions or for more information.

 

 

Services and securities are offered through Security Distributors, Inc. (SDI). Annuities are issued in all states except New York by Security Benefit Life Insurance Company (SBL). In New York, annuities are issued by First Security Benefit Life Insurance and Annuity Company of New York (FSBL), New York, NY. SDI is a wholly-owned subsidiary of SBL. SBL and FSBL are subsidiaries of Security Benefit Corporation ("Security Benefit").

 

You should consider the investment objectives, risks, and charges and expenses of the mutual funds or variable annuities carefully before investing. You may obtain a prospectus that contains this and other information about the mutual funds or variable annuities and their investment options by calling our National Services Center at 1-800-888-2461. You should read the prospectus carefully before investing. Investing in mutual funds and variable annuities involves risk and there is no guarantee of investment results.

 

These are general guidelines and are not meant to replace legal or tax advice for your specific situation.

 

1Ultimate Guide to Retirement

22013 Investment Company Fact Book - Chapter 7, Retirement and Education Savings

 

The information contained herein should not be construed as tax planning advice. Please consult a qualified tax advisor for such advice. Withdrawals and other distributions of taxable amounts will be subject to ordinary income tax, and if taken prior to age 59 1/2, a 10% federal tax penalty may apply. A withdrawal charge may also apply.

 

Diversification does not assure a profit.

 

Services and securities are offered through Security Distributors, a subsidiary of Security Benefit Corporation ("Security Benefit").

 

 

SETOPWEB04P