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ClearLine Annuity with the Optional Rising Income Rider

A lifetime income solution

Being close to or in retirement may not be the time to take risks with your retirement savings. But, that doesn’t mean you have to sacrifice growth for safety.

 

ClearLine Annuity can help grow your retirement savings without investing in the stock market. You can receive interest credits based on a portion of the increase of a financial market index, but are guaranteed to never lose money due to market loss.

 

And, with the optional Rising Income Rider, you're guaranteed retirement income payments that may increase every year – for life.

 

Not available in New York.

 

To learn more, contact us at 844.320.0508.

 

Helpful Resources

Rate Sheet 

Fact Sheet

Brochure

FAQs 

Income Power Calculator

Forms

 

ClearLine Annuity Index Crediting Strategy Videos

 

S&P 500® Low Volatility Daily Risk Control 5% Annual Point to Point Index Account (video, 3:30 min.)
Find out how interest is credited using this uncapped strategy designed to manage market volatility (an annual spread applies).

 

S&P 500® Low Volatility Daily Risk Control 5% Index Account

 

S&P 500® Annual Point to Point Index Account (video, 2:53 min.)

Learn how we credit Account Value based on the percentage change in the Index from one contract anniversary to the next.

 

S&P 500® Annual Point to Point Index Account Video

 

S&P 500® Monthly Sum Index Account (video, 3:04 min.)

Find out how interest is calculated based on the sum of the capped monthly changes in the S&P 500® Index value from the previous year.

 

S&P 500® Monthly Sum Index Account Video

 

The ClearLine Annuity, in most states form ICC18 5500 (9-18), a single premium, deferred fixed index annuity contract, is issued by SBL. The Rising Income Rider, in most states form ICC18 5520 (9-18), an optional rider available for purchase with the ClearLine Annuity, is issued by SBL. Product features, limitations, and availability may vary by state. Not available in all states. Not a deposit. Not insured by any federal agency.

 

Product not available in New York.

 

Guarantees are backed by the financial strength and claims-paying ability of SBL. Guarantees provided by annuities are subject to the financial strength of the issuing insurance company. Annuities are not FDIC or NCUA/NCUSIF insured; are not obligations or deposits of, and are not guaranteed or underwritten by any bank, savings and loan or credit union, or its affiliates; and are unrelated to and not a condition of the provision or term of any banking service or activity.

 

Fixed index annuities are not stock market investments and do not directly participate in any stock or equity investments. Unless stated otherwise, market Indices do not include dividends paid on the underlying stocks, and therefore do not reflect the total return of the underlying stocks; neither an index nor any market index annuity is comparable to a direct investment in the equity markets. Clients who purchase index annuities are not directly investing in a stock market index.

 

S&P® is a registered trademark of Standard & Poor's Financial Services LLC (“S&P”) and Dow Jones ® is a registered trademark of Dow Jones Trademark Holdings, LLC (“Dow Jones”). These trademarks have been licensed for use by S&P Dow Jones Indices LLC. S&P® and S&P 500 ® are trademarks of S&P and have been sublicensed for certain purposes by Security Benefit Life Insurance Company (“Security Benefit”). The S&P 500® Index is a product of S&P Dow Jones Indices LLC and/or its affiliates and has been licensed for use by Security Benefit. The Security Benefit ClearLine Annuity is not sponsored, endorsed, sold or promoted by S&P Dow Jones Indices LLC, Dow Jones, S&P or their respective affiliates and neither S&P Dow Jones Indices LLC, Dow Jones, S&P or their respective affiliates make any representation regarding the advisability of purchasing such product.

 

The S&P 500 Index is a product of S&P Dow Jones Indices LLC (“SPDJI”), and has been licensed for use by Security Benefit. Standard and Poor's®, S&P® and S&P 500® are registered trademarks of Standard & Poor's Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Security Benefit. Security Benefit's ClearLine Annuity is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index.

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