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Security Benefit Foundations Annuity

A lifetime income solution for your clients

The Foundations Annuity can help protect and grow a portion of your clients’ retirement savings without the worry of volatile markets. With the optional lifetime income rider, your clients can also benefit from income they can’t outlive.

 

Learn about the Foundations Annuity in the videos below.

 

Not available in New York

 

Foundations Annuity Overview (video, 2:46 min.)

Safely protect and grow your retirement savings, even in volatile markets.

 

Foundations Overview

 

Foundations Lifetime Income Rider (video, 2:28 min.)

Guaranteed income … no matter how long you live. S&P® Lo

 

Foundations Lifetime Income Rider

 

S&P 500® Low Volatility Daily Risk Control 5% Index Account
(video, 4:22 min.)

Find out how interest is credited using this uncapped strategy designed to manage market volatility.

 

S&P 500® Low Volatility Daily Risk Control 5% Index Account

 

 

 

Calculator

CalculatorLearn how the Foundations product can work for you by checking out our calculator. Simply input a client scenario and see your answers immediately.

 

App Builder

Use our App Builder to select your product and appropriate state information to download or email application kits.

 

Resource Materials

 

Sales Materials - Consumer Approved

 

Sales Materials - Financial Professional Use Only

Please call 800.355.4575 to receive financial professionals only materials.

  • Optional Lifetime Income Rider (PDF)
  • Base Product Reference Guide (PDF)
  • Comparing Optimal Retirement Income Portfolios (PDF)
  • Fact Sheet (PDF)
  • GLWB Reference Guide (PDF)
  • How can an FIA offer Better Benefits? (PDF)
  • How do you help clients understand the Retirement Income Strategy story? (PDF)
  • What is a Fixed Indexed Annuity? (PDF)
  • Who are the right clients for the Security Benefit Foundations Annuity? (PDF)

 

Suitability / Compliance

For Fixed Indexed Annuities, RegEd must be completed regardless of state. The following is important information regarding the suitable sale of Security Benefit Life Insurance Company (SBL) annuity products:

The “S&P 500 Index” and “S&P 500 Low Volatility Daily Risk Control 5% Index” are products of S&P Dow Jones Indices LLC, a division of S&P Global, or its affiliates (“SPDJI”), and have been licensed for use by Security Benefit Life Insurance Company (SBL). Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC, a division of S&P Global (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by SBL. The Security Benefit Foundations Annuity is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of purchasing such product nor do they have any liability for any errors, omissions, or interruptions of the “S&P 500 Index” or “S&P 500 Low Volatility Daily Risk Control 5% Index”.

 

The Security Benefit Foundations Annuity, form 5800 (11-10) and ICC10 5800 (11-10), a flexible purchase payment deferred fixed indexed annuity, and the Guaranteed Lifetime Withdrawal Benefit Rider, form 5821 (5-11) and ICC11 5821 (5-11), are issued by Security Benefit Life Insurance Company.

 

For Financial Professional Use Only, Not for Use with Consumers

Current Caps

Effective: May 21, 2018

 


S&P 500© Annual Point to Point
Index Account Cap:

 

Foundations 5 year: 3.25%

 

Foundations 7 year: 4.75%

 

S&P 500®Monthly Sum
Index Account Cap:

 

Foundations 5 year: 1.50%

 

Foundations 7 year: 1.75%

 

S&P 500®Annual Average
Index Account Cap:

 

Foundations 5 year: 3.50%

 

Foundations 7 year: 5.00%

 


Current Rates

Effective: May 21, 2018

 


 

Fixed Account Current Interest Rates:

 

5 year rate: 1.25%

 

7 year rate: 1.50%

 


Guaranteed Minimum Interest Rate: 1.15%

 


Current Spreads

Effective: January 1, 2018

 


S&P 500© Low Volatility Daily Risk Control 5% Annual Point to Point
Index Account Spreads:

 

5 year spread:  3.20%

 

7 year spread:  1.50%

 


S&P 500© Low Volatility Daily Risk Control 5% 2-Year Point to Point
Index Account Spreads:

  

5 year spread:  2.25%

 

7 year spread:  1.00%

 


 

View the complete rate sheet. (PDF)

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